Subscription guardian for the agent era

Every subscription has to re-earn your money.

Each one lives on a card that dies after a single charge. When a renewal comes due, Vouch checks whether you actually used it — then renews, holds, or cancels, and tells you why.

Open the appSee how it works
$44 saved this monthReal card never touches the agentOne-charge blast radius
Single use spent
VOUCHSpent
•••• •••• •••• ✕✕✕✕
MerchantPeloton
Closed after1 charge
VOUCHActive
•••• •••• •••• 4021
MerchantSpotify
Renews in2d
Usage checked
Fresh card minted
Or held for you
Renewed Spotify
47 plays in 30 days, price unchanged. New card minted.
$0
saved this month
0
subscriptions guarded
0
charge, then the card dies
0%
of decisions explained
Connected to everything that matters

Vouch reads the whole picture.

It pulls usage, receipts, and balances from the tools you already use — then makes one call on every renewal.

Spotify usage
Gmail receipts
Chase bank
Claude MCP
Netflix usage
Stripe cards
The problem

Two problems. One dead card.

Zombie subscriptions

You pay for what you forgot

The gym you don't visit, the app you stopped opening. Other tools nag you to cancel — they still make you do the deciding.

Agents with real cards

One bad prompt drains an account

As AI agents start paying for things, a stored card with no controls is a liability. A card that dies after one charge caps the blast radius to exactly one.

How it works

A dead card turns every renewal into a decision.

The card is the enforcement layer. The memory is the intelligence layer. Together, a subscription has to justify itself.

1

Each subscription gets its own card

The merchant charges it once. Then the card closes. Nothing can silently auto-renew.

2

The renewal bounces off a closed card

When the merchant tries to bill again, the charge declines — and that decline triggers a decision.

3

Vouch reads your real usage

It pulls your history — plays, rides, logins — scores the renewal against price changes and overlap, and decides.

4

Renew, hold, or ask — with the reason

Worth it? A fresh card is minted and the charge goes through. Not worth it? Vouch asks you out loud, and you cancel in one word.

Plain-English decisions

It always shows its work.

Renewed

Spotify. 47 plays in 30 days, price unchanged. New card minted and charged.

Held

Peloton. 0 rides since July 3. Price up 15%. You also pay for ClassPass.

Asked

NYT. 3 articles in 30 days and the price just jumped 25% to $17. Worth keeping?

What's inside

Built to say no when it should.

Single-use cards

Every subscription sits on its own card that closes after one charge. The blast radius is exactly one card.

Usage-aware memory

Vouch remembers how you actually use each service, so the decision reflects real behavior — not a default.

Voice at the moment

When a call needs you, Vouch asks out loud with the number. Answer "renew" or "cancel" in a word.

Budget you can see

Category caps and a live spend chart show what you commit — and what Vouch kept in your pocket.

Live transaction feed

Every charge, decline, and refund streams in as your issuer authorizes it, tagged and explained.

You override anything

Every decision is yours to reverse, and the reason is always on screen. Vouch earns auto-renew over time.

Give your agent a reason to say no.

Open the dashboard and watch every subscription re-earn its charge — or get held for your call.

Open the appWatch the demo